Bank Windhoek Transactional Fees and Charges: A Comprehensive Guide

In this article, we will explore the Bank Windhoek transactional fees and charges applicable to various accounts at Bank Windhoek. Whether you have a Current, Transaction, or Savings account, it’s essential to be aware of these fees to make informed financial decisions. We have compiled a detailed breakdown of the fees for different types of transactions below.

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Deposits (Bank Windhoek Transactional Fees and Charges)

Cash deposit (In-branch and at ATM)

  • Fee: Free

Cash (turnover exceeding N$1.3mil on business accounts)

  • Fee: 3.97% with a minimum of N$19.12

Withdrawals (Bank Windhoek Transactional Fees and Charges)

At own ATM

  • Fee: N$11.60 per N$300.00 with a minimum of N$11.60 and a maximum of N$60.00

At other bank’s ATM

  • Fee: N$5.60 plus N$13.70 per N$500.00 with a maximum of N$35.00

International ATM

  • Fee: N$12.98 per N$300.00 plus N$41.34

At branch counter

  • Fee: N$27.69 per N$500.00 plus N$61.53 with a minimum of N$86.14 and a maximum of N$650.00

Point-of-Sale Transactions (Bank Windhoek Transactional Fees and Charges)

Visa Debit Card Purchase

  • Fee: N$5.19

Visa Debit Card International Purchases

  • Fee: N$5.19

CashBack

  • Fee: N$5.00

Balance Enquiries and Statements (Bank Windhoek Transactional Fees and Charges)

Balance enquiry at Bank Windhoek ATM

  • Fee: Free

Balance enquiry at other bank’s ATM

  • Fee: N$4.80

Balance enquiry at Bank Windhoek branch

  • Fee: Free

Mini-statement at Bank Windhoek ATM

  • Fee: N$5.47

Provisional statement at Bank Windhoek branch

  • Fee: N$31.56

Posted Monthly statement

  • Fee: N$20.59

E-statement

  • Fee: Free

Printing and certifying monthly Bank Statement

  • Fee: N$1.00 per page

Card Fees (Bank Windhoek Transactional Fees and Charges)

First issue of card

  • Fee: Free

Card fee per month

Visa Debit

  • Fee: N$7.12

Visa Classic Silver

  • Fee: N$14.24

Visa Premier Gold

  • Fee: N$28.23

Visa Debit Fuel Card

  • Fee: N$5.77

Card Protection per month

Visa Debit

  • Fee: N$3.55

Visa Classic Silver

  • Fee: N$5.07

Visa Premier Gold

  • Fee: N$7.25

Visa Debit Fuel Card

  • Fee: N$3.69

Replacement of lost/damaged card

  • Fee: N$217.43 (applicable to Visa Debit, Classic Silver, Premier Gold, and Debit Fuel)

Transfer/Payments (Bank Windhoek Transactional Fees and Charges)

Debit order to Bank Windhoek account (internal)

  • Fee: N$14.65

Debit order to Bank Windhoek account (external)

  • Fee: N$35.36

Stop order setup

  • Fee: Free

Stop order

  • Fee: N$36.50

Bank Windhoek strives to provide transparent fee structures to their customers, ensuring they are well-informed about the costs associated with their banking transactions. It is crucial for customers to carefully review these Bank Windhoek Transactional fees and charges when planning their financial activities. By understanding these costs, customers can optimize their usage of Bank Windhoek services and minimize unnecessary expenses.

Please note that the above Bank Windhoek Transactional fees and charges are subject to change, and it is advisable to consult with Bank Windhoek directly or visit their website for the most up-to-date information.

Remember, being aware of the fees associated with your banking transactions empowers you to make better financial decisions and effectively manage your accounts.

Frequently Asked Questions (Bank Windhoek Transactional Fees and Charges)
Frequently Asked Questions (Bank Windhoek Transactional Fees and Charges)

Frequently Asked Questions (Bank Windhoek Transactional Fees and Charges)

Q: What are the fees for cash deposits at Bank Windhoek?
A: Cash deposits made in-branch or at ATM are free of charge.

Q: Is there a fee for cash deposits with a turnover exceeding N$1.3mil on business accounts?
A: Yes, there is a fee of 3.97% with a minimum of N$19.12 for cash deposits exceeding N$1.3mil on business accounts.

Q: How much does it cost to withdraw money at Bank Windhoek’s own ATM?
A: The fee for withdrawals at Bank Windhoek’s own ATM is N$11.60 per N$300.00, with a minimum of N$11.60 and a maximum of N$60.00.

Q: What is the fee for withdrawals at other bank’s ATM? (Bank Windhoek Transactional Fees and Charges)
A: The fee for withdrawals at other bank’s ATM is N$5.60 plus N$13.70 per N$500.00, with a maximum fee of N$35.00.

Q: How much will I be charged for international ATM withdrawals?
A: International ATM withdrawals have a fee of N$12.98 per N$300.00 plus N$41.34.

Q: What fees apply to withdrawals at the branch counter?
A: Withdrawals at the branch counter incur a fee of N$27.69 per N$500.00 plus N$61.53, with a minimum fee of N$86.14 and a maximum of N$650.00.

Q: Are there any fees for point-of-sale transactions using a Bank Windhoek Visa Debit Card?
A: Yes, there is a fee of N$5.19 for Visa Debit Card purchases and international purchases.

Q: How much does CashBack cost? (Bank Windhoek Transactional Fees and Charges)
A: CashBack transactions have a fee of N$5.00.

Q: Do I need to pay a fee for balance enquiries at Bank Windhoek ATM?
A: No, balance enquiries at Bank Windhoek ATMs are free of charge.

Q: How much is the fee for balance enquiries at other bank’s ATM?
A: The fee for balance enquiries at other bank’s ATMs is N$4.80.

Q: What is the fee for a mini-statement at Bank Windhoek ATM?
A: Mini-statements requested at Bank Windhoek ATMs have a fee of N$5.47.

Q: How much does it cost to get a provisional statement at a Bank Windhoek branch?
A: The fee for a provisional statement at a Bank Windhoek branch is N$31.56.

Q: Are there any fees for e-statements? (Bank Windhoek Transactional Fees and Charges)
A: No, e-statements are free of charge.

Q: How much will I be charged for printing and certifying my monthly bank statement?
A: Printing and certifying a monthly bank statement incurs a fee of N$1.00 per page.

Q: Are there any fees for the first issue of a Bank Windhoek card?
A: No, the first issue of a Bank Windhoek card is free of charge.

Q: What fees apply to Visa Debit, Visa Classic Silver, Visa Premier Gold, and Visa Debit Fuel Cards?
A: The monthly card fees for Visa Debit, Visa Classic Silver, Visa Premier Gold, and Visa Debit Fuel Cards are as follows: N$7.12, N$14.24, N$28.23, and N$5.77, respectively.

Q: Are there any fees for card protection per month? (Bank Windhoek Transactional Fees and Charges)
A: Yes, there are fees for card protection per month. For Visa Debit, Visa Classic Silver, Visa Premier Gold, and Visa Debit Fuel Cards, the fees are N$3.55, N$5.07, N$7.25, and N$3.69, respectively.

Q: How much does it cost to replace a lost or damaged card?
A: The fee for replacing a lost or damaged card, including Visa Debit, Classic Silver, Premier Gold, and Debit Fuel Cards, is N$217.43.

Q: How much will I be charged for a debit order to a Bank Windhoek account (internal)?
A: The fee for a debit order to a Bank Windhoek account (internal) is N$14.65.

Q: What is the fee for a debit order to a Bank Windhoek account (external)?
A: There is a fee of N$35.36 for a debit order to a Bank Windhoek account (external).

Q: Are there any charges for setting up a stop order?
A: Setting up a stop order is free of charge.

Q: How much does it cost for a stop order? (Bank Windhoek Transactional Fees and Charges)
A: The fee for a stop order is N$36.50.

Please note that these fees are subject to change, and it is advisable to consult with Bank Windhoek directly or visit their website for the most up-to-date information.

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